AICTE Saraswati Scholarship Scheme 2026-27 for Girl Students Pursuing BBA, BCA & BMS Courses | Last Date to Apply

AICTE Saraswati Scholarship Scheme 2026-27 for Girl Students Pursuing BBA, BCA & BMS Courses : The AICTE Saraswati Scholarship Scheme for Girl Students (BBA, BCA and BMS) is an initiative of the All India Council for Technical Education (AICTE) aimed at empowering women through higher education and providing financial assistance to deserving female students pursuing undergraduate degree programmes. The scheme is designed to reduce the financial burden of higher education and encourage more girls to participate in professional and technical education.

Under this scholarship scheme, eligible girl students pursuing BBA, BCA or BMS degrees at AICTE-approved institutions can receive financial assistance of ₹25,000 per year for every year of study, for a maximum period of three years. The scholarship amount can be used towards college fees, purchasing computers, stationery, books, equipment and software required for academic purposes.

A total of 3,110 scholarships are earmarked annually under the scheme, with allocations distributed among different States and Union Territories. The selection process is merit-based, considering the marks obtained in the Class 12 or equivalent qualifying examination. Students must also satisfy the prescribed family income requirements and other eligibility conditions.

The scheme provides an important opportunity for female students from economically weaker families to pursue their academic ambitions, develop professional skills and build a stronger foundation for their future careers.

Eligibility Criteria for AICTE Saraswati Scholarship Scheme

Students must fulfil the following eligibility conditions to apply for the AICTE Saraswati Scholarship Scheme:

• Gender: Only female candidates are eligible.
• Admission Requirement: Applicants must have secured admission to the first year of a degree-level course.
• Eligible Courses: Students must be pursuing BBA, BCA or BMS degrees.
• Institution Requirement: Applicants must be studying at an AICTE-approved institution.
• Family Income: The total annual family income from all sources must not exceed ₹8 lakh during the current financial year.
• Income Certificate: Applicants must provide a valid income certificate issued by the State or Union Territory Government.
• Family Limit: A maximum of two girl children from the same family are eligible under the scheme.
• Admission Gap: The gap between passing the qualifying examination and admission to the degree course must not exceed two years.
• Aadhaar Requirement: A valid Aadhaar number is mandatory for applying.

Important eligibility conditions:

• Students must be admitted to the first year of the eligible degree programme.
• Applications are considered based on merit in the Class 12 or equivalent examination.
• Students receiving financial assistance in the form of another scholarship, salary, stipend or other emoluments during their course are not eligible to continue receiving this scholarship.
• Students who fail or drop out in subsequent years will not be eligible for further scholarship payments.

Benefits of AICTE Saraswati Scholarship Scheme

The AICTE Saraswati Scholarship Scheme provides financial assistance and academic support to female students pursuing BBA, BCA and BMS degree programmes.

The major benefits include:

• Scholarship Amount: ₹25,000 per year for every year of study.
• Maximum Scholarship: ₹75,000 for the complete three-year degree programme, subject to renewal and continued eligibility.
• College Fee Support: Students can use the scholarship amount towards payment of college fees.
• Computer Purchase: Financial assistance can be used to purchase a computer for educational purposes.
• Books and Stationery: Students can use the amount to purchase textbooks, stationery and other academic materials.
• Equipment and Software: The scholarship can also support the purchase of educational equipment and software.
• Direct Benefit Transfer (DBT): The scholarship amount is paid directly to selected students through DBT on an annual basis.
• Merit-Based Selection: Students are selected based on their performance in the Class 12 or equivalent qualifying examination.
• State-Wise Allocation: Scholarships are distributed among different States and Union Territories.
• Renewal Facility: Eligible students can receive the scholarship for subsequent years by submitting the required renewal application and promotion certificate.

Important: No additional grant is provided for hostel charges, medical charges or similar expenses. The guidelines also state that separate documentary proof of expenditure is not required while availing the scholarship benefits.

Documents Required for AICTE Saraswati Scholarship Scheme

Applicants should keep the necessary documents ready before completing the online application.

The important documents and information required include:

• Aadhaar Card: Aadhaar number is mandatory for submitting the application.
• Income Certificate: A valid family income certificate issued by the State or UT Government, confirming that annual family income does not exceed ₹8 lakh.
• Class 12 Marksheet: Marksheet or equivalent qualifying examination details for merit-based selection.
• Admission Details: Information confirming admission to the first year of BBA, BCA or BMS at an AICTE-approved institution.
• Bank Account Details: Correct bank account information for receiving the scholarship through DBT.
• Institution Details: Details of the college or institution where the student is enrolled.

For scholarship renewal:

• Renewal application submitted through the AICTE Saraswati Scholarship Portal or National Scholarship Portal.
• Promotion Certificate issued on the institution’s letterhead and duly certified by the Head of Institution (HOI).

Note: The guidelines specifically require a valid income certificate and Aadhaar number. The above list also includes supporting information needed for application, verification and payment. Applicants should follow the actual portal’s document-upload requirements.

How to Apply for AICTE Saraswati Scholarship Scheme

Follow these steps to apply for the scholarship:

1. Click on the “Click Here To Apply” button provided at the end.
2. Carefully review the scholarship details provided.
3. Complete the application form and ensure all required information is accurately filled out.
4. Attach the necessary documents as specified in the scholarship requirements.
5. Finally, click the “Submit” button to submit your scholarship application.

Last Date to Apply

The last date to apply is 31st January 2027

Contact Details

For any queries please contact sarswati@aicte-india.org

Selection Process of AICTE Saraswati Scholarship Scheme

• Selection is based solely on merit in the qualifying examination.
• For first-year BBA, BCA and BMS students, merit is determined using the percentage of marks obtained in the Class 12 or equivalent examination.
• State/UT-wise merit lists are prepared according to the number of scholarships allocated to each State or Union Territory.

Top 5 Common Mistakes While Applying for Scholarship and How to Avoid Them

1. Applying Without Checking the Family Income Limit

• Common Mistake: Students sometimes submit applications without checking whether their family’s annual income meets the scholarship requirements.
• Why It Matters: The scheme clearly states that annual family income from all sources must not exceed ₹8 lakh.
• How to Avoid It:
  • Check the family’s total annual income before applying.
  • Obtain a valid income certificate issued by the State or UT Government.
  • Ensure that the certificate contains accurate income details.
  • Do not submit an incorrect or outdated income certificate.

2. Applying for an Unapproved Institution or Ineligible Course

• Common Mistake: Some students may apply while studying at an institution that is not AICTE-approved or while pursuing a course that is not covered by the scheme.
• Why It Matters: The scholarship is specifically intended for first-year students pursuing BBA, BCA or BMS at AICTE-approved institutions.
• How to Avoid It:
  • Confirm that your institution is AICTE-approved.
  • Check whether your degree programme falls under BBA, BCA or BMS.
  • Ensure that you have secured admission to the first year.
  • Verify the course and institution details before submitting the application.

3. Providing Incorrect Aadhaar or Bank Account Details

• Common Mistake: Entering incorrect Aadhaar information or bank account details while completing the application.
• Why It Matters: Aadhaar is mandatory for application submission, and the scholarship is transferred through DBT. Incorrect bank details can cause payment problems.
• How to Avoid It:
  • Carefully enter your Aadhaar number.
  • Double-check your bank account number and other payment details.
  • Ensure that the information provided is accurate.
  • Review all details before submitting the application.

4. Submitting an Incomplete Application

• Common Mistake: Applicants sometimes forget to complete certain sections of the application or fail to provide the required income and academic information.
• Why It Matters: According to the guidelines, incomplete applications will be summarily rejected, and only verified online applications will be considered.
• How to Avoid It:
  • Complete every mandatory field.
  • Keep your academic and income documents ready.
  • Check all information before final submission.
  • Ensure that your host institution completes the required application verification.

5. Ignoring Scholarship Renewal Requirements

• Common Mistake: Students who receive the scholarship in their first year sometimes overlook the renewal procedure for subsequent academic years.
• Why It Matters: Scholarship renewal requires a renewal application and a Promotion Certificate certified by the Head of Institution. Students who fail to get promoted are not eligible for renewal.
• How to Avoid It:
  • Maintain satisfactory academic progress and get promoted to the next academic year.
  • Obtain the Promotion Certificate from your institution.
  • Ensure that it is issued on the institution’s letterhead and certified by the HOI.
  • Submit the renewal application through the designated portal.

Frequently Asked Questions (FAQs)

Q1: How many years can a student receive the AICTE Saraswati Scholarship?

A student can receive the AICTE Saraswati Scholarship for a maximum of three years while pursuing an eligible BBA, BCA or BMS degree programme. The scholarship provides ₹25,000 per year for every year of study. However, continuation of the scholarship depends on successful academic progression and completion of the prescribed renewal procedure. Students must submit a renewal application along with a Promotion Certificate certified by the Head of Institution. If a student fails to get promoted to the next academic year or drops out, further scholarship payments will not be provided.

Q2: Can two daughters from the same family receive this scholarship?

Yes, the AICTE Saraswati Scholarship Scheme allows a maximum of two girl children from the same family to receive the scholarship. Both applicants must independently satisfy the eligibility requirements, including admission to the first year of an eligible degree programme, the family income limit and the requirement to study at an AICTE-approved institution. The scheme does not permit more than two girl children from one family to benefit from the scholarship.

Q3: Is the scholarship selection based on Class 12 marks or financial condition?

The scholarship selection process is based on merit in the qualifying examination, which means the percentage of marks obtained in Class 12 or an equivalent examination is considered for first-year applicants. However, family income is also an important eligibility condition. Applicants must have an annual family income of no more than ₹8 lakh. Therefore, satisfying the income requirement makes a student eligible to apply, but final selection depends on merit and the State/UT-wise allocation of scholarships.

Q4: Can a student receive the AICTE Saraswati Scholarship along with another scholarship?

No. According to the scheme guidelines, a student should not receive financial assistance in the form of another scholarship, salary, stipend or other emoluments from any other source during the course of study at the institution. If a selected student receives financial assistance from another source, the scholarship may be discontinued, and the entire amount received under the AICTE scheme must be refunded through a Demand Draft in favour of the Member Secretary, AICTE, payable at New Delhi. Students should carefully review this condition before accepting any other financial assistance.

Q5: What happens if two applicants obtain the same marks in the Class 12 examination?

If two or more applicants obtain the same percentage in the qualifying examination, AICTE follows a prescribed tie-breaking procedure. First, the percentage of marks obtained in the Class 10 examination is considered, and the candidate with higher marks receives a higher ranking. If the Class 10 percentage is also identical, the older candidate is ranked higher. This procedure helps determine merit rankings when applicants have equal marks in their qualifying examinations.

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Overview of AICTE Saraswati Scholarship Scheme